Boat Insurance Agency in Florida
Let’s work together to get you the proper coverage for when you hit the Florida water ways!
Requirements and Costs
- Legal Mandate: The state does not require a policy for standard recreational boats, but commercial boat rental operators must carry higher liability limits (at least $500,000 per person and $1 million per event) under Florida law.
- navigational limits, and your boating safety history.
- Liability Coverage: Liability coverage can help pay for damages or injuries you may cause to others while operating your boat, helping give you peace of mind on the water.
- Comp & Collision: Help protect your boat from unexpected damage. Comprehensive and collision coverage can help cover repairs or replacement costs resulting from accidents, theft, weather, vandalism, and other covered events.
- Boat Equipment: Helps protect items IN your boat including navigation tools, fishing equipment and even your cell phone!
- Uninsured Boater: Protects you with coverage of injuries caused by a non-insured boater
- Water Towing: Helps if you break down while enjoying your time on the water and getting you back to dry land!
Emerlin Insurance Agency is a local insurance agency helping boat owners in the Florida area. As residents of the region ourselves, we understand the unique needs of Florida boat owners. Let us help you find a policy that provides the coverage you need at a price tag that won’t put a huge dent in your finances. Most importantly, you’ll get the benefits of a local insurance agent who’s fully familiar with you and your boat.
Get in touch with us today to speak with a local agent regarding boat insurance.
